Bad Credit Car Loans near Greeneville & Elizabethton, Tennessee
Wallace Cars in Kingsport, TN Offers Sub-Prime Auto Loans
The finance staff at Wallace Cars dealerships proudly offer auto loan assistance for car buyers of all financial background and credit circumstances. If you are shopping for one of our pristine, pre-owned Nissan or Mitsubishi vehicles and you possess a poor credit rating, then let our finance team assist you with our bad credit financing options.
With two new and used car dealerships in Kingsport, TN -- Wallace Nissan and Wallace Mitsubishi -- drivers of all credit levels throughout the Greeneville and Elizabethton, TN areas can shop at Wallace Cars dealerships for a quality vehicle along with financing assistance.
Why Apply for Bad Credit Financing Here?
When you submit a secure auto loan application to our finance staff, you will be reviewed for financing promptly. Our staff of loan specialists will take a close look at your application as well as your credit score and other financial details to determine if you may qualify for traditional financing one of our sub-prime, alternative financing packages.
During your application review, we'll take into account your:
- Detailed credit history
- Debt-to-income ratio
- Down payment amount, including any vehicle trade
- Type and price of car you want to drive
- Total requested loan (minus down payment)
Learn More About Our Alternative Financing Packages
When you apply for bad credit car loans through our dealership, you'll find it a straightforward process, where our finance team members walk you through each step, answering any questions along the way.
We have helped secure sub-prime financing packages for car buyers who have experienced the following financial setbacks and more:
- Bankruptcy
- Foreclosure
- Divorce
- Repossession
- History of missed payments
Securing a sub-prime car loan through Wallace Cars can help you improve your low credit score over time, so do not hesitate to reach out to our finance staff today!
Apply for Auto Loans & Shop for Your Next Vehicle Now
Applying for bad credit car loans here at Wallace Cars dealership is similar to our traditional financing process. First, submit a copy of our online credit application to have your financing needs reviewed by our in-house finance department. Our application comes with no obligation, and your details are kept confidential and secure with our team during the entire financing process.
Once our team has reviewed your application, we'll contact you to discuss your credit score as well as the new or used car, SUV or pickup truck you want to drive. We can go over any questions and we'll contact you once again when we locate any viable financing packages for your upcoming vehicle purchase.
As you submit your application for bad credit car loans here on our website, we encourage you to shop our new and used vehicle inventory if you have not already done so. We stock our dealership lots with not only quality new Nissan and Mitsubishi vehicles, but late-model pre-owned vehicles from these fine automakers and many others.